The Batch Interface is an exciting product offering that allows Data
Furnishers with large volumes of Automated Consumer Dispute
Verification (ACDV) requests to receive a batch file in an XML format.
Once the file is delivered, each Data Furnisher can further automate
the development of responses to ACDVs. The development effort by the
Data Furnisher to achieve the benefits of the Batch Interface, will
vary depending on the Data Furnishers internal business and compliance
requirements. For example, one Data Furnisher may choose to
auto-populate the response fields automatically for staff review prior
to submission. This business plan would save your staff the time and
potential errors of data entry. Another Data Furnisher may elect to
automate only certain response types. For example, A Data Furnisher
might only automate "delete" responses and require that staff review
responses on all other disputes.
The Batch
Interface uses the Connect:Direct software package and Virtual Private
Networks (VPNS) to provide maximum data integrity for the file
transfers. Each DF that is to use the Batch Interface must be able to
communicate with the e-OSCAR data center using one of these methods.
The Connect:Direct software at the DF facility must be configured to
enable the agreed disposition of files on receipt and the agreed action
to be taken on completion of the file transfer.
The Batch Interface will give you an opportunity
to automate responses to Consumer Dispute Verifications and will offer
your company the options to:
Automate to whatever degree that satisfies your company's
business and compliance requirements.
Improve the level of service that you are providing to
your customer.
Improve the quality of your responses.
Please note: The
Batch Interface is not an alternative to the regular activity reporting
process. e-OSCAR may not be used to add or create a record on a
consumer's file or as substitute for "in-cycle" reporting to the credit
bureaus. The Batch Interface is a means for Data Furnishers to respond
to ACDV requests and to develop in-house automation of some or part of
their responses to the Credit Reporting Agencies and is not available
for the submission of AUDs.
New requests for the Batch Interface will be implemented on the new,
updated e-OSCAR platform during the first
Quarter of 2008.
Questions?
Call the e-OSCAR Help Desk at (866) MY OSCAR or (866) 696-7227.
