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Enrollment Benefits

Benefits of Enrolling for e-OSCAR

No Mail Delays

  • Receive disputes electronically without encountering postal delays
  • Submit AUD updates & deletes electronically without encountering postal delays

Update Several Bureaus at One Time

  • e-OSCAR allows for Carbon Copies to be sent to all Credit Reporting Agencies with whom you have an approved registration


  • Edits for illogical conditions
  • Reduces errors
  • Pick lists for faster data entry

Help Desk

  • World-class user support
  • Best in-class customer care capability
  • Toll-free user-support with trained service representatives
  • Single point of contact


  • Web Conference Training
  • Classroom education with knowledgeable trainers
  • Application-based tutorial


  • Secure, controlled access
  • Auditable, secure transactions
  • Password login required
  • 256 bit Secure Socket Layer Encryption (SSL)
  • Improve your internal security through unique passwords


  • Manage your associates for quality and productivity
  • Process tracking and auditing
  • Alerts when response exceeds allotted timeframe

User Friendly Browser-Based Solution

  • Carefully focused dispute codes comply with Metro 2 data reported
  • Simple response codes: Correct, Update, Delete and Misrouted
  • Field level help

Connectivity Choices

  • Your corporate Internet connection
  • Use your own Internet Service Provider

Meets Industry Standards

  • FCRA Compliant
  • Metro 2 Compliant


Contact the e-OSCAR Help Desk at (866) MY OSCAR or (866) 696-7227
Monday - Friday, 8am - 6pm ET